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Credit Analyst
 
Job Detail
Industry
Banking/Financial Services
Functional Area
Risk Management
Total Position
2
Job Type
Full Time/Permanent ( First Shift (Day) )
Job Location
Karachi
Gender
No Preference
Minimum Education
Bachelors
Career Level
Experienced Professional
Required Experience
2 Years - 4 Years
Apply By
Feb 27, 2022
Posted On
Feb 10, 2022

Job Description

Job Purpose;

Credit Analyst will be responsible to make risk-centered credit analysis on credit submissions (RA’s, IOM’s, Offering Sheets) encompassing all qualitative and quantitative factors with purpose of identifying risks. She / he will also be responsible to suggest possible mitigations and preemptive measures, and to make recommendations to the higher management for credit-decision making

  • Conduct independent due diligence while employing analytical skills and knowledge gained from day to day work experience
  • Make risk-centered analysis (identify key risks associated to borrower’s industry & business) with intent to suggest mitigations, recommendations for better control/monitoring and develop remedial measures wherever deemed appropriate.
  • To ensure timely disposal of all credit submissions with low turnaround time.
  • Improve customer interaction with intent to understand customer’s business model and process work-flow.
  • Exhibit comprehensive understanding of Credit Policy Manual and SBP directives (PR’s and other credit-related circulars issued from time to time), and ensure compliance to the same in order to maximize credit quality and minimize odds of eventuality and audit objections
  • Perform any other task assigned by line management

Eligibility Criteria

  • Bachelor’s degree, preferably Masters (Finance & Business Administration), from HEC-recognized university
  • 2-4 years of experience (Preferably in credits & related departments)
  • Relevant certifications, such as Islamic Banking, Omega, IBP/ JIBP will be a distinctive advantage
  • Good knowledge of Credits, SBP Prudential Regulations
  • Analytical skills
  • Good at MS Office & MS Excel.
  • Faysal Bank is an equal opportunity employer. 
  • Females and / or candidates who are differently abled are encouraged to apply.

Required Skills

MS Office, Oral Communication Skills, Accounts Reconciliation,

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